Eben Pagan - Money Psychology ( Total size: 730.5 MB Contains: 12 folders 27 files )

“In late college and my first year or so in New York, I wasn’t making enough money in the industry to pay for anything besides rent, so I used credit to pay for things I needed: food and beer. I maxed them out — even though I gave myself a small credit limit — but it took me a while of ignoring debt collectors to actually get around to paying more than the minimum payment…”

— AC

“I’m pretty much out of credit card debt, but my credit is shot, which means I still have to ask mom and dad to co-sign for leases or, say, a car loan.”

— AC

“I hate checking my bank account because it makes me anxious. However, there are certain services that bill me automatically. Of course, I forget when that happens, so I end up automatically renewing, for example, my Zipcar membership, which I don’t really need anymore.”

— SB

“When I first moved to LA from Boston, the month after I turned 21, I hardly accounted for the additional costs of my car.”

— AK

“I cashed out my 401(k) when I was 25 to pay off a fender bender instead of exploring other options.”

— CS

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Eben Pagan - Money Psychology ( Total size: 730.5 MB Contains: 12 folders 27 files )

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